Consumer Information

Overview

Consumer articles
Read what the experts know. Select as many of our articles on health insurance as your e-mail accont can handle. Documents available in both Adobe Acrobat and Microsoft Word formats.
Disability income guide
This guide explains the various sources of disability income, what disability income insurance is, and what it covers. It includes a work sheet you can use to evaluate personal sources of disability income, as well as a checklist of policy features you can use to compare disability income insurance policies. With this information, you'll be able to make an informed decision about whether you need individual disability income insurance and, if so, what features are most important to you.
Long term care guide
This guide explains what long-term care is, how long-term care insurance works, and what it costs. It also has a checklist you can use to compare policies. With this information, you'll be able to make an informed decision.
Obtaining health insurance guide
A step by step guide intended to help you indentify all the important issues and concerns as you look for the best health insurance options.
Key health and insurance terms
A handy glossary intended to demystify the lingo of the industry for consumers.
Role of the health insurance agent
Dramatic increases in health care costs in the last decade have made the agent an increasingly important part of the health care equation. More than ever, individuals and small businesses rely on the advice of their Advisors regarding cost savings measures and coverage options.